Fatal Traffic Accidents

The Difficulties of Dealing with Insurance Companies after a Maryland Car Accident

October 22, 2019 | Lebowitz & Mzhen

When someone is involved in a Maryland car accident, they have the right to file a claim against any party they believe to be at fault for the accident. Typically, these personal injury claims are made against other motorists. However, when the named defendant has an auto insurance policy – as all Maryland motorists are required to have – the insurance company steps into the shoes of the at-fault motorist to defend against the accident victim’s claim. Thus, in most Maryland car accident cases, the plaintiff is actually going up against an insurance company, rather than the at-fault driver.

Unfortunately, it can be challenging for accident victims to work with insurance companies. This difficulty is illustrated in a recent opinion released by a state appellate court. According to the court’s opinion, the plaintiff was killed in a car accident after he was involved in a verbal dispute with the defendant outside of a bar. Evidently, as the plaintiff was leaving the bar, the defendant ran him over, killing him. The defendant was charged with voluntary manslaughter.

The plaintiff’s family filed a wrongful death claim against the defendant, who was insured through the defendant insurance company. The policy limit was $20,000 for compulsory insurance and $480,000 in optional insurance. The insurance company paid the $20,000 but argued that the optional insurance coverage did not apply because the defendant’s actions were intentional, and intentional conduct was not covered under the policy.

Charles County Accident Claims One Man’s Life, Injuring Several Others

September 12, 2019 | Lebowitz & Mzhen

Earlier this month, a Maryland car accident in Charles County resulted in one fatality and several injuries. According to a recent news report covering the tragic accident, the collision occurred on Route 6 in La Plata, around noon. Evidently, a Chevy Blazer was traveling eastbound on Route 6 near King Edward Place when the driver attempted to pass another vehicle on the right shoulder. As the driver re-entered the eastbound lane, she lost control of the vehicle, and it spun out, drifting into the westbound lane. At that time, a westbound SUV struck the Blazer.

As a result of the collision, the Blazer rolled at least once, ejecting the rear passenger. Emergency responders transported the passenger to MEDSTAR/Washington Hospital Center, where he was pronounced dead a short time later. In addition, four other people were injured in the accident. Police are in the midst of an official investigation; however, at this early juncture, authorities believe that speed and driver error are the leading causes of the fatal accident.

Those recently injured in a Maryland car wreck can bring a Maryland personal injury lawsuit against the party or parties they believe to be responsible for the accident. To successfully bring a negligence claim, an accident victim must be able to establish four elements:

Maryland Car Accident Claims Against Government Defendants Must Comply with the MTCA

September 5, 2019 | Lebowitz & Mzhen

The Maryland Tort Claims Act (MTCA) is a law that allows for Maryland accident victims to bring certain claims against the Maryland government based on the negligence of the government or its employees. Historically, Maryland accident victims were unable to recover compensation for their injuries from the government due to the doctrine of sovereign immunity. However, the MTCA changed that, allowing accident victims to pursue claims for compensation provided they follow the procedures outlined in the MTCA.

Claims under the MTCA differ from other Maryland personal injury cases in two significant ways. First, a plaintiff bringing a claim under the MTCA must provide notice to the Treasurer within one year of the injury. This notice must contain the following:

The names and addresses of the people involved;

The Dangers of Passing on Maryland Roads

July 4, 2019 | Lebowitz & Mzhen

Maryland is known for its beautiful scenery and, as a result, its winding roads. These roads can pose a number of dangers to motorists, especially motorists who are in a hurry. Passing on Maryland’s snaking roads is dangerous, but on occasion, must be done. Motorists should take care when passing to avoid the risk of a Maryland head-on collision or another type of serious car accident.

Drivers should only pass when they have ample opportunity to do so. This means waiting for the right time. A motorist should not try to pass another car or truck unless:

They can see the other lane clearly enough to know that no other cars are coming;

The Availability of Uninsured & Underinsured Motorist Benefits Following a Maryland Car Accident

June 26, 2019 | Lebowitz & Mzhen

When someone is killed in a Maryland car accident, their loved ones can pursue a wrongful death claim against the at-fault party. Due to the tragic nature of Maryland wrongful death cases, they can result in significant damages awards. Often, the damages awards are much greater than any single insurance policy. Thus, wrongful death litigants will generally try to recover under as many insurance policies as are available. This includes the accident victim’s own policy, under the policy’s uninsured/underinsured (UIM) provision.

Recently, a state appellate court issued an opinion discussing some of the issues that can come up when pursuing claims under multiple insurance policies. In that case, the driver of a vehicle lost control and crashed, causing the passenger’s death. The passenger’s mother, the plaintiff, filed a personal injury claim against the driver and settled for the full value of the insurance policy. However, because the damages the plaintiff suffered as a result of her daughter’s death exceeded the amount available under the driver’s policy, she also filed claims under three insurance policies she held.

The defendant insurance company provided coverage under one of the policies, but denied coverage under the other two. The plaintiff filed a breach-of-contract action against the defendant, asking the court to compel the defendant to provide coverage under all three policies. The lower court entered summary judgment in favor of the insurance company, but on appeal, that decision was reversed. The insurance company appealed to the state’s high court.

Pursuing a Maryland Wrongful Death Claim after a Serious Car Accident

April 26, 2019 | Lebowitz & Mzhen

In the tragic event of the death of a loved one, family members may be able to file a Maryland wrongful death claim against the person or entity at fault for their loved one’s death. In Maryland, the Wrongful Death Act permits certain family members to bring a claim for damages after the death of a family member. The Act is meant to compensate families whose loved ones have died due to the wrongful acts of another person or entity.

The Wrongful Death Act is also intended to compensate families for their own loss as a result of the decedent’s death. Therefore, it can be filed only by certain family members, rather than the decedent’s estate. Generally, the family members that can bring a wrongful death claim are a spouse, parent or a child. If the decedent does not have a spouse, parent or child, any other person who is dependent on the deceased accident victim and who is related by blood or by marriage can bring the claim.

A wrongful act under the Wrongful Death Act is an “act, neglect, or default” that would have allowed the decedent to file a claim and recover damages if the decedent had not died. Plaintiffs may be entitled to recover damages for “pecuniary” losses, as well as damages for pain and suffering, parental care, loss of companionship and guidance. In general, a wrongful death claim in Maryland has to be brought within three years of the date of the decedent’s death. There are several exceptions, however, and anyone considering filing a Maryland wrongful death case should consult with a dedicated Maryland injury lawyer.

Pursuing a Virginia Wrongful Death Case Following a Fatal Drunk Driving Accident

March 11, 2019 | Lebowitz & Mzhen

In Virginia, like elsewhere in the country, driving under the influence of alcohol or drugs is against the law. However, despite the known dangers and potential criminal consequences of drunk driving, there are approximately 7,500 Virginia DUI car accidents each year. Not surprisingly, roughly half of these accidents result in injuries and about 250 result in at least one fatality.

Virginia’s Wrongful Death Statute

When someone is killed due to the negligence of another, the surviving family members of the accident victim may be able to pursue a claim for financial compensation against the at-fault parties. This is referred to as a Virginia wrongful death claim.

Under Virginia Code § 8.01-53, a wrongful death claim is brought by the personal representative of the accident victim’s estate for the benefit of the statutory beneficiaries of the accident victim. The statutory beneficiaries are the surviving spouse, any children of the deceased, as well as any grandchildren of the deceased (if the accident victim’s child is also deceased). If no person fits in the above category, the claim can be brought on behalf of parents, siblings, or any other relative who lived with the victim and relied upon them for support.

Maryland Weather-Related Car Accident Claims the Lives of Five Children

February 12, 2019 | Lebowitz & Mzhen

Earlier this month, a fatal Maryland car accident claimed the lives of five children and seriously injured two adults. According to a local news report covering the tragic accident, all seven passengers were in a single minivan, and no other vehicles were involved in the crash.

Evidently, the accident victims were traveling northbound on Route 301 in a Chrysler Pacifica when, just before 5 a.m. the driver of the vehicle lost control of the minivan. The vehicle slid off the road into a wooded area, where it struck several trees before spinning out into a snowy field. When police responded, they found two adults in the driver and passenger seats. Both were seriously injured. All five of the children in the back, ranging in age from five to 15, had been ejected during the crash and were pronounced dead at the scene by emergency responders.

Police began an investigation into the cause of the accident, but told reporters that it seems as though none of the children were properly restrained in the back of the minivan. However, the two adults in the vehicle were wearing seatbelts.

Alcohol May Have Been Involved in Fatal Maryland Roadside Accident

November 9, 2018 | Lebowitz & Mzhen

Late last month, one woman was killed in a Maryland car accident that occurred on the side of Highway 50 near Route 410 in Prince George’s County. According to a local news report, the victim pulled over and got out of her car to assist another motorist who had lost control of their vehicle and crashed into a wall.

Evidently, shortly after the woman exited her car and was approaching the disabled vehicle, another car struck her. The woman was pronounced dead at the scene by emergency workers. The driver of the car that hit the victim was arrested on suspicion of driving under the influence.

Drunk Driving Accidents in Maryland

Despite countless government campaigns, motorists routinely get behind the wheel after having consumed too much to drink. In fact, in Maryland alone, there are approximately 170 people killed each year due to drunk driving. While the government often prosecutes drunk drivers, there is little that the criminal justice system can do to provide compensation to those who have been seriously injured or lost a loved one in a Maryland DUI accident.

Limousine Safety Features Called into Question Following Fatal New York Accident

October 23, 2018 | Lebowitz & Mzhen

While limousines are not a common form of transportation for most people, many find themselves occasionally riding in a limo for special occasions such as weddings, proms, or birthday parties. In addition, limousine touring has become increasingly popular as a way to more safely enjoy the Maryland wine country. Given the number of passengers a limousine can carry, Maryland limousine accidents have the potential to cause serious injury to a large number of people.

Earlier this month, a limousine accident in Upstate New York claimed the lives of 20 people, including everyone inside the limo and two pedestrian bystanders. Federal authorities have declared the crash as the deadliest in the United States in nearly a decade. According to a recent news report, the accident occurred in the early afternoon hours in Schoharie, New York. Evidently, a 2001 Ford Limousine approached a T-intersection at a high rate of speed, traveling through the intersection and into the parking lot of a restaurant. The limo then crashed into an unoccupied SUV.

Authorities noted that several people witnessed the accident, but it was clear from the physical evidence at the scene where the limo was coming from. It appears as though the roads leading to the intersection where the accident occurred are steep and offer only limited visibility of the approaching intersection. In fact, the New York Department of Transportation recently prohibited large trucks from using the road due to fears that the vehicles would lose their ability to brake effectively down the steep hill.