Recently, a state appellate court issued an interesting opinion in a personal injury case raising an important issue that frequently arises in Maryland car accident cases. Specifically, the case considered whether motorists were covered under a third party’s uninsured/underinsured motorist (UIM) coverage. Finding that the third party specifically rejected obtaining…
Articles Posted in Insurance Issues
Court Determines Insurance Company Was Not on the Hook for UIM Benefits in Recent Fatal Car Accident Case
Recently, a state appellate court issued a written opinion in a personal injury case requiring the court to interpret an insurance policy to determine if the policy provided uninsured motorist (UIM) protection to a man who was killed by an uninsured driver. Ultimately, the court concluded that the decedent’s employer’s…
The Importance of UIM Coverage After Serious Maryland and Virginia Car Accidents
It may seem obvious, but a Maryland or Virginia car accident can cause serious, life-altering injuries to those involved. In most cases, the at-fault party will have liability insurance that will kick in to compensate the accident victims for the injuries they sustained in the accident. However, once the at-fault…
Court Permits Plaintiff’s Case to Proceed Despite Failing to Immediately Notify Insurance Company of Pending Claim
Earlier this month, a state appellate court issued a written opinion in a personal injury lawsuit brought against an insurance company by the insured. The case required the court to determine if the plaintiff’s eight-month delay in reporting the accident to her insurance company excused the insurance company from covering…
Court Rejects Plaintiff’s Uninsured Motorist Claim Based on Policy Language Exception
While car insurance is supposed to assist Maryland car accident victims in getting back on their feet after an accident, the unfortunate reality is that insurance companies are often looking for ways to get out of paying up. However, an insurance policy is a legally binding contract, whereby the insurance…
Court Determines Insurance Adjuster May Have Obtained Favorable Settlement Through Undue Influence
Recently, an appellate court issued an opinion in a car accident case involving a plaintiff who signed a waiver of liability in favor of the defendant insurance company. The case required the court to determine if the waiver was valid. Finding that there was some evidence suggesting that the plaintiff…
The Importance of Notifying an Insurance Company of an Accident
An insurance company can be a Maryland car accident victim’s best friend or worst enemy. While the stated purpose of insurance is to compensate a claimant for losses that occur due to a covered incident, in practice, insurance companies view most claims with an eye toward denial. This is because…
Court Determines Jury Was Permitted to Find Witness Testimony Speculative When Failing to Award Plaintiff Future Medical Expenses
Earlier last month, an appellate court issued a written opinion in a personal injury case illustrating the importance of expert witness selection and preparation in Maryland car accident cases involving disputed medical evidence. The court ultimately concluded that the jury was acting within its purview when it found that the…
Court Reverses Car Accident Plaintiff’s Summary Judgment Award Regarding Future Medical Expenses
Earlier this month, an appellate court in Montana issued a written opinion in a personal injury case dealing with a plaintiff’s pre-trial motion for summary judgment on the issue of whether her future medical care was causally related to the car accident. The case is instructive to Maryland car accident…
Maryland Car Accidents Involving Out-of-State Drivers
Due to Maryland’s small size and healthy economy, many people who work in Maryland live outside the state and commute into Maryland on a daily basis. As a natural result, some Maryland car accidents will involve out-of-state motorists. While this may not necessarily present a problem for an accident victim,…