Maryland regulates insurance in the state for all Maryland drivers. When a Maryland car accident occurs, compensation is often issued by the insurance companies through the insureds’ insurance policies. If a wrongdoer is not insured, or is underinsured, uninsured motorist coverage normally kicks in. Uninsured motorist coverage covers damages to…
After a car accident, injured motorists, passengers, and bystanders are often left with significant property damage, physical wounds, and psychological trauma. The aftermath of these accidents can leave injury victims and their families with substantial financial obligations. Maryland car accident victims often rely on the at-fault party or their insurance…
Maryland law requires every driver to purchase auto insurance, which ideally should cover them for damages caused in an accident. But anyone who has dealt with an insurance company in the wake of a Maryland car accident knows that insurers are notoriously difficult to work with. Sometimes, insurance companies will…
The Maryland Motor Vehicle Administration (MVA) reports that thousands of people are hurt or killed in Maryland car accidents every year. Crash report statistics have shown there has been a rise in Maryland car accidents every year since 2012. These incidents range from minor to severe, and Maryland car accident…
Those who have been involved in a serious Maryland car accident may have sustained injury, property damage, and missed time away from work. If the other driver who caused the accident has insurance, the accident victim can file a claim under that driver’s policy. However, if the at-fault driver either…
When accidents happen and people are injured, many individuals rely on their insurance policies to help them cover the costs. For instance, homeowner’s insurance policies can protect individuals if something that they own hurts someone else or damages their property. Maryland law allows the injured party to sue the at-fault…
Understanding insurance coverage is a crucial part of any Maryland car accident case. After an accident, many unfamiliar terms may come up, potentially confusing an accident victim. Insurance stacking refers to a coverage option that some states allow policyholders to obtain to protect themselves if they are in a car…
When someone is involved in a Maryland car accident, they have the right to file a claim against any party they believe to be at fault for the accident. Typically, these personal injury claims are made against other motorists. However, when the named defendant has an auto insurance policy –…
In the aftermath of a Maryland car accident, a victim may have multiple sources from which to recover financially. This compensation can help pay for medical bills and other costs incurred as a result of the injuries. For instance, a plaintiff may be eligible for some money from their insurance…
When someone is killed in a Maryland car accident, their loved ones can pursue a wrongful death claim against the at-fault party. Due to the tragic nature of Maryland wrongful death cases, they can result in significant damages awards. Often, the damages awards are much greater than any single insurance…