Wrong-way crashes tend to create a certain kind of shock for families, because the collision itself often feels senseless. In the early Sunday morning crash on I-95 near MD 216 in Howard County, Maryland State Police reported that a Toyota traveling the wrong direction struck a Chrysler head-on, leading to two deaths and two people with serious injuries. With a report that alcohol may have played a role, many people immediately wonder how responsibility gets evaluated and which insurance coverage actually pays.
What The Initial Police Information Suggests About Fault
Maryland State Police described the Toyota as traveling southbound in the northbound lanes before the head-on impact. When a driver enters an interstate in the wrong direction, liability often points strongly in that direction, especially when impairment is part of the investigation. Police also reported criminal charges against the Toyota driver that include counts tied to impaired driving and deaths caused by driving conduct.
Even when fault appears clear, a civil claim still runs on evidence. Investigators and insurers generally look at physical roadway signs, debris fields, vehicle damage, event data recorders, surveillance footage if any exists near ramps, and witness accounts. Troopers also reported that the crash involved multiple impacts and required a lengthy response, which often means more documentation, more reconstruction work, and a longer timeline before a final investigative file is complete.
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